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Smart Web Apps PayPal Fee Calculator

PayPal Fee Calculator

Estimate PayPal-style processing fees using editable fee assumptions (percentage + fixed). Supports reverse “gross-up” mode to receive a target net amount.

Choose a mode, enter your numbers, then click Calculate.
Simplified model: fee = (amount × percent) + fixed.
Amount charged to the customer (gross).
Editable. Enter your actual PayPal fee rate.
Editable. Example: fixed per-transaction fee.
Currency affects display only.

Results
Amount charged (gross)
Fee
Net received
Formula

Tool description

This calculator estimates PayPal-style processing fees using a simple model (percentage fee plus a fixed fee). Enter the fee numbers that apply to your account and transaction type for best accuracy.

How to use

  1. Select “From amount charged” to compute net received for a known customer payment.
  2. Select “To receive net amount” to compute how much to charge to receive a target net.
  3. Enter your fee percent and fixed fee from your PayPal fee schedule.
  4. Calculate and copy results for quotes or invoices.

Why it’s useful

  • Quote clients accurately after processing fees.
  • Compare fee impact across different invoice amounts.
  • Use gross-up mode to hit a specific net target.

Use cases & interpretation

  • Client invoicing: compute the gross charge to receive an exact net.
  • Marketplace selling: estimate net proceeds after payment processing.
  • Pricing experiments: see how fixed fees affect small transactions.

FAQs

Real fees can vary by transaction type, currency, country, account tier, disputes/chargebacks, and promotional rates. Use the fee values from your PayPal account for best results.

Gross-up mode solves for the amount you need to charge so that after fees are deducted, you receive your target net amount.