Terms of Service

1. Acceptance of Terms

By accessing and using Smart Web Apps (the "Service"), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using these particular services, you shall be subject to any posted guidelines or rules applicable to such services.

2. Disclaimer of Accuracy

The tools provided on this website are for educational, informational, and convenience purposes only. While we strive to ensure the accuracy of our calculators, converters, and generators, we generally do not guarantee that the results are error-free. Algorithms, tax rates, and conversion standards may change over time or vary by region.

• Financial Tools: Mortgage and tax calculators are estimates only and should not be used as a substitute for professional financial advice.
• Health Tools: BMI and other health calculators are for general screening and do not constitute medical advice.
• Developer Tools: Generated codes (UUIDs, Hashes) are provided "as-is" without warranty of uniqueness or security suitability for critical systems.

3. Limitation of Liability

In no event shall Smart Web Apps or its owners be liable for any direct, indirect, incidental, special, exemplary, or consequential damages (including, but not limited to, procurement of substitute goods or services; loss of use, data, or profits; or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of this software, even if advised of the possibility of such damage.

4. Governing Law

Any claim relating to Smart Web Apps's website shall be governed by the laws of the site owner's jurisdiction without regard to its conflict of law provisions.